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Terms of Service

Version 1.0 — Effective December 16, 2025

Welcome to baig-innovations.com. These Terms of Service ("Terms") govern your use of this website operated by Baig Innovations, LLC ("we," "us," or "our").

Note: These terms cover the Baig Innovations company website only. If you use the Penny app, please refer to the Penny Terms of Service.

1. Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use our website.

2. Description of Website

baig-innovations.com is the company website for Baig Innovations, LLC, a digital health company. The website provides:

  • Information about our company and products
  • Blog content about health technology and lived experience
  • A waitlist signup for our Penny app

3. Medical Disclaimer

Our website content is for informational purposes only.

Nothing on this website constitutes medical advice, diagnosis, or treatment. Our blog posts share personal experiences and general information about health topics. Always consult qualified healthcare providers for medical decisions.

If you are experiencing a medical emergency, call 911 or seek immediate medical attention.

4. Intellectual Property

All content on this website—including text, graphics, logos, images, and software—is the property of Baig Innovations, LLC and is protected by copyright and intellectual property laws.

You may not:

  • Reproduce, distribute, or modify our content without permission
  • Use our trademarks without written consent
  • Create derivative works based on our content

5. User Conduct

When using our website, you agree not to:

  • Violate any applicable laws or regulations
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of the website
  • Transmit malware, viruses, or harmful code
  • Collect information about other users without consent

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of third-party sites. Visiting linked sites is at your own risk.

7. Disclaimer of Warranties

This website is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

  • The website will be uninterrupted or error-free
  • All information on the website is accurate or complete
  • The website is free of viruses or harmful components

8. Limitation of Liability

To the fullest extent permitted by law, Baig Innovations, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website.

9. Indemnification

You agree to indemnify and hold harmless Baig Innovations, LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of this website or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Orange County, Florida.

11. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by updating the "Effective" date at the top of this page. Your continued use of the website after changes constitutes acceptance of the new Terms.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full effect.

13. Contact Us

If you have questions about these Terms, contact us at:

  • Email: legal@baig-innovations.com
  • General inquiries: hello@baig-innovations.com

© 2026 Baig Innovations, LLC. All rights reserved.

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© 2026 Baig Innovations, LLC. All rights reserved.